Small Business Isn’t Simple Business

Article by Insight & Analysis for the Independent Agent Written by Will Jones   Less than 37% of small business owners feel they have adequate insurance protection, according to the 2018 Small Business Report, conducted by Forbes Insights and The Hanover Insurance Group. Small businesses come in many different shapes and sizes, and their coverage […]

Long Term Care Insurance 101

Expand Your Business Offerings with Sokol & Eisenberg Insurance

Are you an insurance agent looking to expand your lines of business? Sokol & Eisenberg Insurance partners with dozens of insurance agents to help research and recommend life, disability or long-term care insurance products for their customers. Best of all, you will have the appropriate solutions for your clients’ specific needs and be compensated at the […]

5 Insurance Policies Everyone Should Have

“5 Insurance Policies Everyone Should Have” article by Investopedia written by Lisa Smith Protecting your most important assets is an important step in creating a solid personal financial plan, and the right insurance policies will go a long way toward helping you safeguard your earning power and your possessions. In this article, we discuss five policies […]

Protect Your Business with Employment Practices Liability Insurance

Protect Your Business with Employment Practices Liability Insurance It’s an understatement to say that we are currently living through tentative times. And the spate of harassment charges that have been making the news is an apt example of this state. As a business owner, you need to be more vigilant than ever in protecting the […]

Specialists in Every Area: Two Multi-Generational Central Ohio Insurance Agencies Announce Merger

Newly Formed Sokol & Eisenberg Insurance Offers Full Service Insurance and Benefits Firm COLUMBUS, OH; NOVEMBER 6, 2017 – Two well-respected Central Ohio independent insurance agencies have joined forces to create Sokol & Eisenberg Insurance, a full service insurance and benefits company.  Sokol and Eisenberg bring together two family owned firms to provide clients with […]

Your Business’ Most Important Asset Isn’t What You Think

By Adam Eisenberg You know the Old Cliche? It’s Misleading! You know the old cliché – “Our people are our company’s most important asset!” As a business owner, you’ve probably said this very thing to your people, to your customers, to the media. And I’m sure you say it with conviction and compassion…and you should. […]

Help start the long-term care (LTC) conversation

Sell more and provide greater value for your clients by working with Eisenberg Insurance for life, long term care and disability insurance. CONTENT PROVIDED BY ONEAMERICA Help start the long-term care (LTC) conversation by using these important questions with your clients to shed light on the consequences of ignoring the risks of LTC. 1. “You […]

Don’t Taint Nostalgia

Only 11% of Americans aged 65+ own long term care insurance (Source: Urban Institute). For people between 55-60, only 5% have long term care insurance. So it’s likely that you – the one reading this article – are not prepared financially for long term care. That’s a problem, because if you are not prepared financially […]

Show Your Employees You Care Without Spending a Dime

As a small business owner, it’s likely difficult to attract and retain good talent. Large organizations typically have the resources to provide their employees with 401(k)s, life and disability insurance, paid vacations and health care plans. Unfortunately, your offer of “Bagel Wednesdays” simply isn’t as attractive as it might seem on paper. But the truth […]

Long Term Care – Until You Live It

As many of you know, our family made a tough decision to transition my father, Ed, into the memory care unit of a local Assisted Living Facility. Frankly, for my mother, his primary caregiver, it’s been a huge relief, and our family is very happy the decision was made. Having a family member in need […]

Adam Eisenberg Discusses Life Insurance

Learn about the importance of life insurance, and the process Eisenberg Insurance undergoes to select the right plans for their clients. And on a lighter note, Adam showcases his kids’ artwork hanging on the wall behind him.

I am a Life Insurance Policy

I am a piece of paper, a drop of ink and a few pennies of premium. I am a promise to pay. I help people see visions, dream, and achieve economic immortality I am education for the children. I am savings. I am property that increases in value from year to year. I lend money […]

Families struggling to care for elderly turn to mediation By Encarnacion Pyle

EAMON QUEENEY | DISPATCH FILE PHOTOTrained mediators increasingly are helping families at odds when it comes to resolving emotional disputes over the care and finances of aging parents. By Encarnacion PyleThe Columbus Dispatch  •  Tuesday October 27, 2015 4:55 AM When she called her out-of-town daughter, the elderly woman spoke with a slur and could […]

Here’s What Happens to Your Brain When You Lose Sleep by Samantha Zabell

The National Sleep Foundation recommends that adults get at least seven hours of sleep per night, and according to the 2014 Sleep Health Index, people are, on average, clocking in just enough, at seven hours and 36 minutes per night. Still,the CDC deems insufficient sleep a “public health epidemic,” and despite the positive effects of rest, 42 percent of […]

Starting Wednesday, Obamacare will punish businesses who help employees with health care – By Eric Boehm

Employers who reimburse their workers for health care costs will face massive tax penalties beginning Wednesday. Prior to the passage of the Affordable Care Act, with its mandate that all Americans purchase insurance and requirement for businesses to offer employees insurance plans, many small companies provided coverage by directly reimbursing medical costs or for the […]

1 In 3 Workers Would Quit

CHICAGO–(BUSINESS WIRE)– Employers who fail to fully sponsor their employees’ health benefits would face widespread employee dissatisfaction, lower employee productivity and the loss of nearly a third of their employees within one year, according to new research by Accenture(NYSE:ACN). The Accenture research, which included a survey of more than 2,700 U.S. workers, found that three-fourths […]

How Long Term Care Can Imperil a Retirement Plan

There’s a tendency to give a silent cheer any time the average life expectancy grows a little longer. But long life also has its downsides. “Not everyone will spend all of their retirement years being active and doing all the fun things they planned,” says Mark Cardoza, author of the book “Positioning 4 Retirement.” “Many […]

May is Disability Insurance Awareness Month

Why do I recommend disability insurance? Because you need it. Disability protection is critical to a solid financial foundation. Unfortunately, most people don’t realize how important protection is until it’s too late – after they become too sick or hurt to work. The chances of suffering a disability are higher than they think and the […]

10 financial threats to retirement

SEP 24, 2013 | BY WARREN S. HERSCH Almost three out of four investors say they would consider alternative investments if their advisor recommended them. Three-quarters of investors say they are interested in products unrelated to the performance of the broader markets. And a solid majority (61 percent) do not believe the traditional equities/bond approach to […]

Another Big Jump in Long-term Care Insurance Premiums

The cost of long-term care insurance continued to rise sharply last year, with average prices jumping 8.6 percent Jan 28, 2015  by Mark Miller The cost of long-term care insurance continued to rise sharply last year, with average prices jumping 8.6 percent, according to the American Association for Long-Term Care Insurance(AALTCI). That was the average price […]

5 Tips on Deciding Whether to Buy Long-Term Care Insurance

One of the most difficult decisions in long-term care planning is whether to purchase long-term care insurance (LTCI) and which of the wide variety of products to purchase. On the one hand LTCI premiums are high, they may be raised in the future, and if you are purchasing policies in your 50s and 60s, the […]

The Veterans Administration Proposes 3 Year Look Back On Gifts by Victoria L. Collier

On Friday, January 23, 2015, the VA issued proposed new Veterans Administration regulations that would penalize wartime veterans up to ten years for making gifts of assets for less than fair market value. The VA is trying to stop what they perceive as lawyers and financial advisors “taking advantage of veterans” when helping them strategically […]

Understanding the Ever-Changing Landscape of Long-Term Care Insurance

January 28, 2013 | By Chad Eyrich | Lately, the only consistent aspect of long-term care and long-term care insurance is change. Fifteen years ago, people were able to afford comprehensive long-term care insurance coverage with fairly low premiums, and the process for getting that coverage was pretty quick. Now the number of insurance companies offering […]

Aspirin Study Raises Hopes for Dementia Prevention by Kathy Evans

Aspirin, the wonder drug for headaches, may assist in the onset of dementia. The properties of aspirin have long been recognised in preventing stroke and heart attack, but the world’s most humble drug could prove to be a secret weapon against one of the worst ravages of old age. A $50 million medical trial funded […]

5 Ways to Ease the Financial Strain of Caregiving

Hiring more help can save caregivers money in the long run. If you’re taking care of a family member, check to see if public benefits are available. By Kimberly PalmerDec. 18, 2014 | 10:50 a.m. EST+ MoreThe growing number of Americans caring for their aging loved ones often face financial strain along with their daily […]

Aging Tsunami: As Crisis Grows, a Search for Help BY LISA RIORDAN SEVILLE

LISA RIORDAN SEVILLE / NBC NEWS15 days NBC News spent a year looking at how Montana is grappling with what the state has dubbed an “aging tsunami.” This is the second of two parts. The sunny Tuesday after Memorial Day marked another funeral in Circle, Montana.  Patti Wittkopp has been to more this year than […]

6 Tips For Preventing Social Isolation for Seniors

The kids walked by her apartment twice a day. She sat by the window every morning watching; remembering and sometimes wishing they might stop by some day. Every afternoon they would parade down the sidewalk again and every once in a while one of them would glance over to the window where she sat and […]

Nurse reveals the top 5 regrets people make on their deathbed

Bronnie Ware says; for many years I worked in palliative care. My patients were those who had gone home to die. Some incredibly special times were shared. I was with them for the last three to twelve weeks of their lives. People grow a lot when they are faced with their own mortality. I learnt never to underestimate someone’s […]

The Benefits of a Multi-tasker

The Benefits of a Multi-tasker JUN 01, 2012 | BY ADAM EISENBERG Today’s pre- and post-retirees are a savvy bunch.They’ve lived through the upheaval of the ‘60s, the height of the Cold War, multiple economic recessions, ups, downs and all-arounds. Most of them raised children, put them through college and now have the greatest reward […]

Baby boomers will drive explosion in Alzheimer’s-related costs in coming decades, study finds

Models show that the number of patients will more than double in 40 years, and costs associated with their care will nearly quintuple by Robert PerkinsNovember 11, 2014 As baby boomers reach their sunset years, shifting nationwide demographics with them, the financial burden of Alzheimer’s disease on the United States will skyrocket from $307 billion […]

Is Diabetes shrinking your brain?

It’s not a secret that some diabetics also have memory issues, but a new study suggests it’s not just due to clogging of blood vessels – your brain may actually be shrinking. When the brain shrinks, it’s often because valuable brain cells that help us think and remember are dying. A loss of brain cells is a […]

Seniors face spikes in long-term care premiums

Have you heard this story before? A traditional long-term care insurance policy was purchased years ago and now the insurance company that issued it will be increasing the premiums. 60%, 30% and 90% increases aren’t unusual. Think about this; when these policies were created 40 years ago, the actuaries expected the lapse ratios (the percentage […]

Planning on getting older?

Join us and learn what your REAL options are when it comes to Long-Term Care planning. Learn how you can leverage your existing assets so that you do not pay dollar-for-dollar for care, should it be needed.  Did you know there are plans that offer guaranteed premiums and will pass on any unused benefits to […]

Could you survive without your income?

I know it sounds crazy, but have you ever thought of how your life would be altered should you not be able to earn an income? How would you pay your mortgage, your car payment, your utility bills, purchase groceries, etc… without your income?  68% of adult Americas have NO savings earmarked for emergencies and […]

Chances are, you need life insurance

Life Insurance is a very simple answer to a very difficult question: How will my family manage financially when I die? It’s a subject no one really wants to think about. But if someone depends on you financially, it’s one you can’t avoid.  There are many types of life insurance, but for all of them […]

Welcome to the new Eisenberg Insurance Website

We thought it was time to re-fresh our website and here it is. I hope you find it pleasant on the eyes and easy to navigate!